Saving and Planning

Looking for ways to help your children achieve their educational dreams?  Although higher education is priceless, it sometimes comes with a little sticker shock.

Your credit score will be with you your whole life and can affect everything from the car you drive to where you live. You may be wondering how to build your credit as a new consumer or improve your credit after it has taken a hit. Thankfully, there are ways to quickly and effectively build your credit history and boost your credit score.

As we all evolve to the new “norm”, some of us are balancing working from home, homeschooling our kiddos, and managing a household. Luckily, we have some fun activities to do with your children while educating them about money management.

Who says love doesn't cost a thing? It’s no secret that date night can get expensive and repetitive. While “dinner and a movie” is usually the go-to date for most couples, the costs can quickly add up and those options aren’t always available.

Many people use the new year as a chance for a fresh start. When it comes to your finances, this is the perfect opportunity to think about changes to your current financial habits. If you’ve struggled to increase your savings or spend less, start the year right with these tips.

Owning a home is a huge asset. But, as your family grows, your house does not grow alongside it. Perhaps you are running out of bedrooms, need an extra bath, or valuable square footage has been designated for years as a catch-all storage space, and now you need it back! When your living space no longer works for your family, it may be time to consider a change.

No matter what your retirement goals, an important part of the road ahead is ensuring a steady stream of income.

You may have heard about the stock market dropping and being in a “bear market”, but what is a bear market? What’s the difference between a bull market and a bear market? How does this affect you?

Making ends meet paycheck-to-paycheck can be stressful in itself. But what happens in times of financial crisis - like a nation-wide pandemic, or an economic recession? Taking a closer look at your finances, and creating an actionable spending plan can help you survive (and recover from) unforeseen financial hardship. 

Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? Here are a few things you can do right now to cut your monthly expenses.

Applying for a home loan is one thing. Getting approved is another entirely. 

Whether you’re a first-time home buyer or you’ve taken out multiple home loans, it’s good to familiarize yourself (or refresh your memory) with the process of how to apply for a home loan and get approved. 

Get a little rest and relaxation, even if you have a tight budget, with these fun and cheap vacation ideas.

Purchasing your first home is exciting. It's a rite of passage that most adults look forward to at some point in their lives.  

As you're going through the process, there are several variables to consider. Along with picking a great realtor to help you find the ideal house in your price point, you have to make sure to choose a loan that works for your finances.  

A share certificate account is similar to a certificate of deposit (CD), but it is issued by a credit union, rather than a bank. If you’re looking for earnings on your savings, a Chartway share certificate is a beneficial option to grow your savings.

Is your wallet feeling the heat this summer? We’re here to help make your summer more affordable with a few simple tips.

It’s never too early to introduce or reinforce positive financial habits for your kids. Set them up for a life of smart money management with simple money management concepts.

You have wants and you have needs. Saving is your key to successfully managing your money and reaching your goals.

Use this checklist as a simple guide to start taking strides towards creating your financially healthy family. Start today with tip #1. If you're in need of financial advice or just have questions about saving, our Chartway team is here to help make your life more affordable.

If you’re shopping around for financial products, you may have come across two similar things with different names: Certificates of Deposit (CDs) and Share Certificates. The latter is a product offered by credit unions like, Chartway. At a Chartway, you earn dividends on your money. Click here to learn how you can start earning more today.

The cooler temperatures help you shake the summer heat, and more importantly, the plethora of seasonal activities provide relief for your wallet. Indeed, autumn is packed with opportunities for having fun on a budget. Check out three activities that you can do on a budget.

School has started, but as any parent knows, the cost of your child’s education doesn’t stop at new clothes and supplies. From extracurricular to field trips and more, education can get pricey — but it doesn’t have to. Check out these tips to giving your child a quality educational and social experience at school — without breaking the bank.

For America Saves Week here are nine ways to master your money.

Does the thought of making a budget give you anxiety? Don’t stress. With a realistic budget, you can put yourself in a stronger financial situation.

Now’s the perfect time to take a look at your spending habits over the past 12 months to see if you can make changes to make your money go further.