Blog

September is Pediatric Cancer Awareness Month, making it the perfect time to give back through charitable donations. But the benefits of giving extend far beyond supporting a worthy cause. Science shows generosity not only helps recipients but also significantly enriches your own life – mentally, physically, and financially.

The economy is always changing, but your financial stability doesn't have to be uncertain. At Chartway, our team has the tools and products you need to thrive through growing inflation, increasing interest rates, and rising prices.

In July, our Communications Specialist Melisande Corlett attended the African- American Credit Union Coalition (AACUC) on the Lynette Smith Scholarship funded through the Virginia Credit Union League (VACUL).
 
Melisande recapped the experience and what the networking opportunities and education sessions meant to her, personally and professionally.

Any financial advisor will tell you that credit card debt should be avoided – and that’s good advice as it can have significant negative consequences on your financial health and overall well-being. However, used responsibly, a credit card can be a powerful tool to enhance your financial wellbeing rather than a means of living beyond your means.

Summer break is not only a time for relaxation and fun, but it's also an excellent opportunity to teach our children valuable life skills. One crucial skill that often gets overlooked is money management. By imparting financial wisdom to our kids from a young age, we can set them up for a financially responsible future.

As the sun shines bright and the days grow longer, summer is an opportunity to revitalize various aspects of your life. Beyond enjoying outdoor activities and soaking up the warm weather, the season also gives you a chance to reset your financial habits.

We’re delighted to extend a warm welcome to our 2023 interns, who we know will bring fresh perspectives, innovative ideas, and boundless potential!

What if you could save money and make even more money off what you saved? It may sound too good to be true – like a devious scheme or dubious scam, but it’s a completely legitimate way to increase your savings. Now that we have your attention, allow us to share with you one of Chartway’s best kept not-so secret products: Certificates.

The first of the month is peeking around the corner and many of us are bracing ourselves for the influx of bills that comes with the start of a new year. The transition from Happy Holidays to Happy New Year might be stressful, especially when we're reminded of all the financial responsibilities we have - but it doesn't have to be.

It’s the most wonderful time of the year, especially for fraudsters who take advantage of the holiday season. We often get so lost in holiday cheer that we let our guard down and leave ourselves vulnerable to scammers. In case you forget to protect yourself while dashing through the snow, we’ll be here working hard to keep your accounts safe.

Many people believe that the major key to a financially stable future is building a savings account. While making regular contributions to a traditional savings account is one way to build your finances, it’s not the only way. The major key to a financially stable future is choosing the savings solution that will be the most beneficial to you and your financial future.

Guess what day it is? Today is officially recognized as International Credit Union Day. Every October, credit unions all over the world celebrate ICUD to acknowledge our shared history, accomplishments, and philosophy of People helping People.

Do hear that? Listen closely – it’s the sound of fallen leaves crunching beneath your feet. Autumn is officially upon us, and this year she evidently wasted no time making her appearance.

“Do you want to make money with a few quick and easy steps? Click here for your cash now!” We see click-bait advertisements, emails, and videos like this all the time, and we want to believe the claims they make.

At Chartway, we make the process of securing a home loan simple and easy with our Mortgage Express Mobile App! If you’re looking to purchase a home, interested in refinancing an existing loan, or a real estate agent hoping to speed up the process for your clients, check out six reasons why Chartway’s Mortgage Express Mobile App will brighten the way toward your goal.

If you’re shopping for a home for the first time, you’ve probably heard of an Adjustable Rate Mortgage, or ARM. It’s a type of home loan with an initial low rate for a fixed period of time, which then increases or decreases depending on mortgage interest rates at the time of adjustment.

As you add members to your family, you might be outgrowing your beloved vehicle. If it’s time to purchase a new car, making sure that it has enough space for your kids, their friends, and all of the bits and pieces that come along with their hobbies and after-school activities is vital. It’s also extremely important to make sure that the car you purchase will keep your family safe and be reliable for the long-haul.

Borrowing money against your home's equity can pay for the kitchen remodel you've always dreamed of, or it may be used to send your child off to college. Home equity loans have very few limitations on how you utilize the funds. However, because a home equity loan puts up your home as collateral, you'll want to use yours wisely and repay it on time.

Renovating your home is a win-win situation. For as long as you live there, you'll get to enjoy your remodeled kitchen, bathroom, and any other space that deserves an upgrade.

Your credit score will be with you your whole life and can affect everything from the car you drive to where you live. You may be wondering how to build your credit as a new consumer or improve your credit after it has taken a hit. Thankfully, there are ways to quickly and effectively build your credit history and boost your credit score.

Applying for a home loan can be daunting, especially for first-time homebuyers.

But this doesn’t have to be the case. In fact, completing a mortgage lender’s loan application can be fairly straightforward if you take the time to get organized.

If you're going to be in the market for a new (or new-to-you) vehicle soon, you may be wondering how to choose your next car. What should you consider when car shopping? What questions should you ask before you buy? Learn more about just a few of the factors to keep in mind when looking for your next vehicle.

Refinancing a mortgage can be a smart financial move when done correctly. It can save you thousands of dollars over the lifetime of your loan and even help you pay off your home faster.

A home is one of the most expensive things that most people will buy in their lives. It’s not a decision you want to take lightly. Get it wrong, and you could be stuck with an expensive monthly payment for more home than you need. And if you don’t buy a big enough home, you could end up with a place that you quickly outgrow.

The U.S. real estate market continues to reach unprecedented levels of demand, with bidding wars occurring throughout the country and many homes going under contract after just hours on the market. If you're considering a change, it's important to do your research first to ensure that you're ready to jump on your dream home once you find it. Below, we'll discuss seven key things to consider when beginning the home-buying process.