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Cash Back Checking
Spend your money, your way – with 3% cashback on everyday purchases

Cash Back Checking

mother and daughter with Christmas gift wrapped in red with a green bow

Open Cash Back Checking and Get $200!

Chartway has just what you need to add a little extra cheer and a lot of extra cha-ching!

For a limited time, open a new Cash Back Checking account at Chartway using promo code HOLIDAY22, and we’ll give you a $200* bonus to help you out for the holidays. PLUS earn 3% cash back on every purchase!**

Apply Today!

*Eligibility Requirements: Open a new Chartway Federal Credit Union consumer Cash Back checking by December 31, 2022. Accounts are subject to approval. This offer is for new checking members only.  New members will be required to open a Prime Share account with a minimum opening deposit of $5. Offer is not available to those who have whose accounts have closed in the last 90 days or closed with a negative balance in the last 24 months. Bonus Requirements: Within 60 calendar days of account opening (the "qualification period"), receive a total of $500 or more in qualifying direct deposits to your new checking account, maintain an Average Daily Balance (ADB) of $1,000 for first 60 days of account opening, and make ten (10) Visa® debit purchases of $10 or more within 60 days of account opening. A qualifying direct deposit is an ACH (Automated Clearing House) automatic electronic deposit of your salary, pension, Social Security, or other regular income into your checking account. Confirm with your employer or the agency or company making these payments that they use the ACH network. Transfers from one account to another, mobile deposits, or deposits made at a branch, or ATM don't qualify as a direct deposit. Bonus Payment: Once the 60-day qualification period has elapsed, Chartway will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days. The new checking account must remain open throughout the 60-day qualification period and at the time we attempt to deposit any earned bonus payment. Offer expires December 31, 2022. However, offer may be discontinued or changed at any time prior to the expiration date without notice.
**3% cash back on purchases up to $10 (maximum) cash back monthly when qualifications are met. Minimum Reward Qualifications: Must perform a minimum of 10 debit card transactions monthly using the Cash Back Checking debit card, enroll in electronic statements with a valid email address, and have $500 or more deposits within a monthly cycle in the Cash Back Checking.

A brighter way to spend as you earn

With Cash Back Checking you can maximize your earnings with 3% cash back on everyday purchases. Earn up to $10 cash back per month or $120 a year! Plus, get up to $10 in non-Chartway network ATM fee reimbursements and no monthly maintenance fees.

Ready to earn the easy way? Let’s start here.

  • Make 10 or more debit card purchases per month
  • Deposit $500 or more each month
  • Choose to receive eStatements

Open New Doors with Chartway

So you’re ready to make the switch? We’re here to help you open your new Chartway account, set up direct deposit, and close your existing account.

  Open your new Chartway account

  • Click - It’s easy and quick to open your account online. Our system will walk you through each step.
  • Visit - Stop by your neighborhood Chartway branch. We’d love to see you and open your new account!
  • Call - Want to talk to a Chartway team member? Reach out to us at (800) 678-8765. We’re happy to help you set up your account in minutes.

  Set up Direct Deposit

Your money matters, and we’re here to help you access your earnings no matter what.

If you’re a Federal employee, including military, start with Sign-Up Form 1199A. If you’re employed at a private company, contact your payroll or Human Resources department to get things started.

  Close your old checking account

All set up? Great! You can start redirecting your automatic payments, bills, and debits to your new Chartway account.

Remember to let your outstanding checks clear from your old account. And don’t forget to reach out to your prior financial institution, and ask for your account to be closed.

When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts.

Stay connected to your finances from anywhere.

We’re here when you have questions or need assistance.

Add SimpleSavings to your Checking account and automated debit card purchases to create a savings plan.