Back to School Summer Credit Card SWIPEstakes

* THE CHARTWAY VISA © “SWIPESTSTAKES” (THE “SWIPESTAKES”) IS SUBJECT TO ALL FEDERAL, STATE AND LOCAL LAWS AND REGULATIONS. Void where prohibited or otherwise restricted by law. 

The Chartway VISA Swipestakes” (the "Swipestakes") is open only to legal U.S. residents who are eighteen (18) years of age or older at time of entry. Chartway Credit Union (“Chartway’, “the Credit Union”) members who are not in good standing with the Credit Union are ineligible to participate. Additionally, all Team Members/employees, volunteers, agents, and representatives of Chartway (the “Sponsor”) are ineligible to participate.

Chartway Visa© Credit Card “Swipestakes” Official Rules 

By entering the Swipestakes, participants agree to accept and be bound by all terms of these Official Rules. 

Swipestakes Period: The Swipestakes period begins on July 15, 2025, and ends on August 31, 2025. The winners will be notified by email and/or telephone by September 19, 2025, by a Credit Union employee. 

How to Enter: Winner need not be present to win but must prove eligibility to receive prize. Members can enter the Swipestakes during the Sweepstakes Period through Automatic Entry. 

Automatic Entry: No purchase necessary, each cardholder will automatically receive 1 entry. An eligible Chartway Credit Union personal accountholder must have a Chartway Credit Card (“Eligible Card”) in order to be entered via automatic methods. For Every five (5) qualified individual credit card purchases of $5 or more made with and Eligible Card during the Swipestakes Period the Visa Credit Card holder will earn one (1) entry into the $100 Grand Prize Swipestakes. A qualified credit card purchase transaction (“Qualified Transaction”) is any signature-based and PIN-based purchase, Internet purchase, phone or mail-order purchase, bill payment, or any other small dollar purchase for which you are not required to sign, made with an Eligible Card that posts to the associated credit card account during the Swipestakes Period. The following transactions are not a Qualified Transaction and are not eligible for entries into the Swipestakes: cash advances, ATM transactions and other non-purchase transactions, as well as credit union account fees, service charges, and refund/return transactions. Eligible Cards or card numbers that have been stolen, tampered with, or otherwise altered, are fraudulent and not eligible for automatic entry. All entries will be deemed submitted by the primary person in whose name the Eligible Card used to make the Qualified Transaction that resulted in an entry in the Sweepstakes was issued. Transactions made on Saturdays, Sundays or Holidays will count as Qualified Transactions when they post to the attached Eligible Card or card number during the Sweepstake Period by 11:59:59 p.m. PT on August 31, 2025. 

Prize(s): A total of three (3) individual prizes, each valued at $100.00, will be awarded to three separate winners. Cash will be deposited into the account associated with the winner’s Chartway depository account. 

Odds of Winning: Odds of winning are based upon the number of eligible Chartway Credit Union credit card transactions. Based on the Sponsor’s estimation of eligible transactions, odds of winning are approximately based upon the number of eligible entries that Chartway receives. 

How to Win: On or about September 15, 2025, all prize winners will be randomly chosen from all eligible entries received in accordance with these Official Rules. Limit one prize per winner. The winners will be notified by email and/or telephone and must meet all eligibility requirements, including the execution and return of all necessary releases, and affidavits. If (i) the Sponsor is unable to contact the winner(s), (ii) the winner(s) declines their prize, (iii) or the winner(s) fails to comply with any of the Official Rules, such winner(s) will be disqualified and an alternate winner will be selected by random drawing at the Sponsors’ discretion. By accepting the prize(s), the winners agree to grant to Sponsor the right to use their name, likeness, hometown and biographical information in advertising and promotion, including on the Chartway Credit Union website and its various social media pages, without further compensation or permission, except where prohibited by law. By participating, entrants agree to be bound by these Official Rules and the decisions of the judges as final and binding in all matters pertaining to the Sweepstakes. By accepting the prize(s), the winner(s) agrees to hold the Sponsor harmless against any and all claims and liability arising out of use of the prize(s). The winner(s) assumes all liability for any injury or damage caused, or claimed to be caused, by participation in this Sweepstakes or use or redemption of any prize(s). 

Tax Issues: Winners are responsible for all taxes, if any, for the prize and any other costs not stated above. Chartway will report the prize winnings to the appropriate state and federal agencies as required by applicable law. 

Winners Names: For a list of the winners’ names (no later than thirty (30) days after the Sweepstakes has concluded), please send a self-addressed stamped envelope to the Sponsor. 

Sponsor: Chartway Federal Credit Union, headquartered at 5700 Cleveland Street, Virginia Beach, Virginia 23462. This Swipestakes is in no way sponsored or administered by VISA© nor have any liability or responsibility for any claim arising in connection with participation in this Swipestakes or the prizes awarded. Chartway reserves the right to change or end this offer at any time without notice.