All Chartway Checking accounts receive a 0.25% APY bonus when you open a Money Market Plus account
Checking
Discover the Checking Account that fits your lifestyle:
High-Yield Checking
Turn your checking into an earning account. Get higher returns on the money you already use every day, with the perks and tools that make banking simple.
Benefits
- No Minimum Balance Required – Enjoy the freedom of banking without balance restrictions.
- No Monthly Maintenance Fees – Keep more of your money—no hidden costs or recurring charges.
- Overdraft Privilege & Protection – Added peace of mind when you need it most.
- 24/7 Online & Mobile Banking Accounts – Manage your money anytime, anywhere—right from your device.
- Instant Person-to-Person Payments – Send money to friends and family in seconds with ease.
Cash Back Checking
Put money back in your pocket. From cash rewards to fee-free access and easy digital banking, this account gives you more ways to keep life moving.
Benefits:
- Online & Mobile Banking – 24/7 Access to your account
- Overdraft Protection Options – Get an added layer of financial security.
- Online Bill Pay – Pay all your bills in one place—securely and on your schedule.
- Person-to-Person Payment – Easy, instant way to share payment with friends
- No Minimum Balance Requirements — Start earning Cash Back today with no money down.
- Easy Access with Direct Deposit — your paycheck, tax refund, or government benefits are deposited straight into your account.
Essential Checking
Start strong. Essential Checking gives you the tools to manage everyday spending while improving your credit score, all with flexible features designed to fit your life.
Benefits
- Mobile & Online Banking — Stay connected to your finances wherever you are.
- Direct Deposit — Have your paycheck, Social Security, or other recurring payments deposited directly into your account.
- No Balance Requirements — Whether you have a lot or a little, you can open an account and start saving.
- Person-to-Person Payment System — Send money quickly and securely to friends, family, or anyone else.
Student Checking
Help your teen build smart money habits. Student Checking makes it easy to learn financial responsibility while giving parents the tools to monitor and guide spending.
Benefits
- No Minimum Balance Requirment — Form healthy financial habits and start saving by opening an account with no money down.
- Mobile & Online Banking — Keep track of your account activity from your phone or desktop at any time and in any place.
- Free Access to Credit Score — Set yourself up for the future and build good credit with free access to your credit score.
- Parental Control — Parents have access to safely monitor and aid their students financial goals.
Open a Checking Account
New Members
If you're not yet a member with Chartway, click the button below to open a Checking Account.
Current Members
If you're already a Chartway member, click the button below to open a Checking Account.
When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts.
Stay connected to your finances from anywhere.
We’re here when you have questions or need assistance.
Add SimpleSavings to your Checking account and automated debit card purchases to create a savings plan.