LifePlus Checking
Feel Financially Free with LifePlus Checking
You deserve fewer fees and better features for a brighter future.
With LifePlus Checking, your possibilities are endless.
- Dividend earnings (based on average daily balance)
- Free Visa Debit Card
- Free Bill Pay, Mobile and Online Banking
- Same Day Direct Deposit
- eStatements
- Unlimited Teller Access
- Overdraft Privilege (ODP)
- Access to over 25,000 ATMs nationwide through Co-Op Network
Skip the Fees
With LifePlus, you not only have the option to earn dividends, but you can avoid monthly maintenance fees by:
- Maintaining or establishing a monthly direct deposit OR
- Making 10 or more debit card purchases each month OR
- Maintaining an average daily balance of $500.
ATM/Debit Card
Use your Visa Debit Card for purchases and ATM transactions.
Purchases
Visa Debit Card purchases come directly out of your checking account and Visa’s Zero Liability coverage protects you when you sign for your purchase.
ATMs
From Chartway’s own ATMs to the Co-Op nationwide network of ATM machines, you’ll be able to use your card anywhere. Check the ATM Locator for a machine near you.
When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts. We have three forms of overdraft coverage available for your LifePlus Checking account:
Overdraft Transfer
Link a savings or money market account to your checking account. You can easily transfer
money between your accounts to avoid an overdraft. And the best part? It’s at no cost to you.
Line-of-Credit
Connect your line-of-credit to your checking account to cover your overdrafts. You don’t pay any
transfer fees, and the funds are available as soon as you pay down your balance. The only catch? Personal lines-of-credit are subject to interest and credit approval.
Overdraft Privilege
Chartway offers Overdraft Privilege in two amounts: $750 with an active direct deposit on your checking account and $500 without an active direct deposit on your checking account.
Unlock your potential & extend your Overdraft Privilege Coverage
Would you like to extend your Overdraft Privilege coverage on your LifePlus Checking account to include your everyday debit card transactions? If so, you can extend your coverage today by completing the online consent form at odp.chartway.com.
Any questions about our Overdraft Privilege? Take a look at our Overdraft Coverage Brochure!
Open New Doors with Chartway
So you’re ready to make the switch? We’re here to help you open your new Chartway account, set up direct deposit, and close your existing account.
Open your new Chartway account
- Click - It’s easy and quick to open your account online. Our system will walk you through each step.
- Visit - Stop by your neighborhood Chartway branch. We’d love to see you and open your new account!
- Call - Want to talk to a Chartway team member? Reach out to us at (800) 678-8765. We’re happy to help you set up your account in minutes.
Set up Direct Deposit
Your money matters, and we’re here to help you access your earnings no matter what.
If you’re a Federal employee, including military, start with Sign-Up Form 1199A. If you’re employed at a private company, contact your payroll or Human Resources department to get things started.
Close your old checking account
All set up? Great! You can start redirecting your automatic payments, bills, and debits to your new Chartway account.
Remember to let your outstanding checks clear from your old account. And don’t forget to reach out to your prior financial institution, and ask for your account to be closed.
When it comes to overdraft coverage, we have several options to help you prevent and cover overdrafts.
Stay connected to your finances from anywhere.
We’re here when you have questions or need assistance.
Add SimpleSavings to your Checking account and automated debit card purchases to create a savings plan.